The percentage added above the interbank mid-market rate when converting currencies.
Clarify that total FX cost depends on both markup and how often the business converts.
In Airwallex-related workflows, understanding FX Markup helps finance and product teams reason about settlement speed, reconciliation, customer experience, and total cost—not just a single transaction fee.
This term becomes most useful when attached to a real operating decision such as when to convert FX, when to prefer local rails over SWIFT, or how to hold balances before payout.
Key points
- Plain-English definition
- Clarify that total FX cost depends on both markup and how often the business converts.
- Mapped to practical Airwallex operations rather than abstract theory
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